An investment scam occurs when someone reaches you out of the blue, either by phone or email, giving you the opportunity to invest in a “once-in-a-lifetime opportunity.”

Whether it’s a cold call from a fraudster posing as a stock broker or portfolio manager, or being approached through social media or email with a money-making opportunity that demands you to move immediately, you’re guaranteed the investment would bring high returns with very little risk on your part. It will appear to be a win-win situation for you or your company.

The fraudster may frequently appear professional and competent, throwing data, numbers, and predictions at you to make their investment appear too good to pass up.